UsefulCalculatorsExplore tools ↗

FINANCE / PERSONAL BUDGETING

Household Budget
Calculator.

See where your money goes. Enter monthly income, compare planned expenses with actual spending, and instantly see what's left over.

01

Your monthly budget

Sample figures are provided so you can explore the calculator. Nothing is saved or sent to a server.

Monthly income

Monthly expenses

02

Your budget summary

PLANNED MONEY LEFT OVER

$750.00

Monthly income minus budgeted expenses

Monthly income
Budgeted expenses
Actual expenses
Actual money left over
Budget variance (budget − actual)

MONTHLY EXPENSE BUDGET USED

Actual expenses ÷ budgeted expenses
Calculated entirely in your browser. Entries are not saved. A refresh returns to the sample budget.

UNDERSTAND THE RESULT

Know what's left.

Your planned money left over is monthly income minus the amount you budgeted for expenses. Your actual money left over uses what you really spent instead.

A negative budget variance means you spent more than planned. Savings is treated as a planned allocation, just as it is in the basic worksheet. This is a single-month estimate, not a financial recordkeeping service.

Want to take this further in Excel?

Learn to build the calculator in Excel, or explore the companion workbook for a more complete workflow.

Watch Excel tutorial ↗Explore Excel workbook ↗